Long Term Disability Benefits
²ÝÁñÊÓƵ State University offers Long Term Disability insurance through Metlife. Long Term Disability provides you with income replacement should you become disabled for an extended period of time.
The Long Term Disability plan is designed to replace a portion of your pay when you are disabled. Benefits begin after a waiting period of 90 days and continue as long as you are disabled up to your Social Security Retirement Age. If your claim is approved, Metlife will provide a monthly benefit of 60% of your pre-disability wages up to a maximum monthly benefits of $15,000. To apply for Long Term Disability benefits, you must call Metlife at 1-866-832-5759.
If you receive benefits under other disability plans including Social Security and/or Retirement, the Long Term Disability benefit will be reduced by the amount received under those plans. Your disability premiums are deducted after-tax so the benefit you receive will not be taxed.